Simplified Power Coaching Blog

Let’s be honest: No one talks about this enough because we’re too busy feeling bad about it. Parent guilt is the invisible hand currently draining bank accounts everywhere. It’s that voice in your head that's constantly whispering “I should be able to give them more.”...

This week, I’ve had several clients ask the same question: Should I look into debt consolidation or debt settlement? With layoffs making headlines and "side hustle" income feeling harder to come by, the question makes sense. When cash flow tightens, debt feels...

Lately, one concern is dominating my conversations with families and working moms: The rising cost of healthcare. It’s not just the numbers; it’s the weight of them. Premiums are climbing. Deductibles feel unreachable. One "surprise" bill can vanish months of...

A few years back, during the last government shutdown, I met a family where the breadwinner was a federal employee. Paychecks stopped overnight. Instead of panicking, they leaned on their emergency fund and cut back on extras. When pay resumed, they weren’t buried in...

Everywhere you look, it feels like fake news. But here’s what’s definitely real: 👉 The number in your bank account 👉 The balance on your debt statementFor many moms, those numbers can feel overwhelming.Step 1: Budgeting is Your Level OneBudgeting isn’t the magic cure,...

Let’s be real, between rising costs, inflation that won’t quit, and the stock market doing the cha-cha slide, it’s no wonder half of America is feeling stressed about money. For Gen X and older Millennials, the big question isn’t just Can I retire, it’s Will my money...

Let’s keep it real, saving money isn’t just about numbers. It’s about MINDSET.You’ve heard the tips: build your emergency fund, contribute to your retirement, and automate your savings. But none of that sticks if your mindset isn’t in the right place. The truth is,...

Financial stress is returning to COVID levels. Between rising prices and market uncertainty, even the most disciplined folks are wondering, “Is it time to dip into my emergency fund?” Or, worse… “Should I pull from my investments?” 😬 Deep breath. Let’s break it...

If you were banking on a big refund this year and got... crickets or a “you owe,” you’re not alone.🤔 What’s causing it?▶️ Withholding wasn’t adjusted after raises or side income▶️Less pandemic-era credits (remember those sweet child tax boosts?)▶️Self-employed folks...

Cards on the table: women are crushing it in life and business but when it comes to retirement, the numbers aren’t in their favor. And it’s not because we’re not saving; it’s because the system isn’t designed with our journey in mind.What’s the Challenge?💼 Career...

Ever feel like your paycheck is getting smaller, but your expenses are hitting the gym and bulking up? You’re not imagining things. Stagnant wages and surprise expenses are tag-teaming your budget, making it harder to get ahead. Whether you’re clocking in at a 9-to-5...

Scaling Your Business? High Rates Are the Silent Profit Killer Rising interest rates aren’t just a headline, they’re a real challenge for business owners. Borrowing money to expand, invest, or manage cash flow is more expensive than a few years ago. This means:🔹...

The stock market has been up and down recently, and if you’re an entrepreneur or investor, you’re probably feeling it. Here’s why:📉 High Interest Rates – Borrowing costs more, which slows down business growth and stock prices.📉 Economic Uncertainty – Political drama...

We have been hearing that we are potentially moving towards another recession. A recession can be a stressful time, especially when it comes to personal finances and retirement accounts. It often brings job uncertainty, market downturns, and inflation concerns. Here’s...

Hey! It’s 2025, and you know what that means; a fresh start for your finances. Maybe 2024 felt like a roller coaster for you. One minute you were juggling surprise expenses, and the next, you were swiping your card like a pro during the holidays to make everything...